For many buyers considering the Philadelphia suburbs in 2026, the decision isn’t just which town to buy in — it’s Pennsylvania or New Jersey. And for a growing number of families and professionals, the New Jersey suburbs of Philadelphia remain a compelling option.

South Jersey offers top-rated schools, walkable downtowns, quick access to Center City, and a lifestyle that feels more urban-adjacent than many PA suburbs. At the same time, higher property taxes and different governance structures require buyers to be strategic.

This guide breaks down what buyers need to know before purchasing in the New Jersey suburbs of Philadelphia in 2026 — including which towns stand out, how schools factor in, and how to think about long-term value.

Why Buyers Are Choosing the New Jersey Suburbs in 2026

Despite higher property taxes compared to Pennsylvania, demand across South Jersey remains strong. The reason is straightforward: location, schools, and lifestyle density.

In 2026, buyers are drawn to New Jersey suburbs for:

• Shorter commute times to Center City Philadelphia

• Strong, well-funded public school districts

• Walkable downtowns with real retail and dining scenes

• Consistent long-term demand driven by limited land supply

For buyers prioritizing access and community over lot size alone, South Jersey continues to perform well.

Key New Jersey Suburbs Buyers Are Targeting in 2026

Haddonfield

Haddonfield is often considered the gold standard of South Jersey suburbs. Its historic downtown, tree-lined streets, and proximity to the PATCO Speedline make it especially attractive to professionals commuting into Philadelphia.

Haddonfield Public Schools are a major driver of demand, and inventory here tends to be limited. Buyers should expect strong competition for well-located homes, particularly those within walking distance of Kings Highway shops and restaurants.

Moorestown

Moorestown offers a more traditional suburban feel with excellent schools and larger properties. Its downtown area provides charm and walkability, while the broader township offers space and privacy.

The Moorestown Township Public Schools consistently rank among the top districts in New Jersey. In 2026, buyers here are often move-up families looking for long-term stability rather than short-term appreciation.

Medford

Medford appeals to buyers seeking a quieter environment without sacrificing school quality. Known for its wooded neighborhoods and proximity to outdoor recreation, Medford offers a different lifestyle than closer-in suburbs.

The Medford Township School District remains a strong draw, particularly for families prioritizing schools and space. Homes here often provide more land than comparable PA suburbs at similar price points.

Cherry Hill

Cherry Hill functions as a regional hub, offering access to shopping, dining, and major roadways. It attracts buyers who value convenience and diversity in housing options.

Cherry Hill Public Schools serve a wide range of neighborhoods, and pricing varies significantly by section of the township. Buyers should pay close attention to micro-locations, as values and demand can shift meaningfully within short distances.

Collingswood

Collingswood has emerged as one of the most popular choices for buyers seeking walkability and character. Its vibrant downtown, restaurant scene, and PATCO access make it especially appealing to younger buyers and professionals.

Homes near Haddon Avenue tend to command strong interest, particularly renovated properties and classic colonials. While inventory can be limited, Collingswood offers excellent long-term livability.

Schools and Their Impact on Value

School districts play a central role in New Jersey real estate values, and South Jersey is no exception. In 2026, districts such as:

• Haddonfield Public Schools

• Moorestown Township Public Schools

• Medford Township School District

…continue to anchor buyer demand.

Unlike Pennsylvania, New Jersey school funding is more heavily tied to local property taxes. While this contributes to higher tax bills, it also supports consistently strong school performance and community services.

Property Taxes: The Reality Buyers Must Understand

Property taxes are often the biggest hesitation for buyers considering New Jersey. In 2026, South Jersey taxes remain higher than comparable Pennsylvania suburbs — but context matters.

Higher taxes often reflect:

• Strong school funding

• Municipal services and infrastructure

• Long-term stability rather than volatility

For many buyers, the trade-off is worth it when factoring in commute savings, lifestyle, and resale demand.

Lifestyle and Community Appeal

Beyond schools and taxes, lifestyle plays a major role in buyer decisions. South Jersey offers a blend of suburban comfort and urban proximity that’s hard to replicate.

Popular lifestyle anchors include:

• Downtown Haddonfield shopping and dining

• Collingswood’s restaurant corridor

• Moorestown’s historic main street and parks

• Easy access to Philadelphia via PATCO

These amenities contribute to strong demand and help support long-term value.

Market Dynamics in 2026

The New Jersey suburbs of Philadelphia remain competitive but measured in 2026. Well-priced homes in strong school districts continue to attract interest, while properties that miss the mark on condition or pricing tend to sit longer.

Buyers who succeed typically:

• Focus on one or two target towns

• Understand tax implications upfront

• Balance purchase price with long-term carrying costs

Preparation and clarity are essential.

Strategic Takeaways for Buyers

Buying in the New Jersey suburbs of Philadelphia in 2026 is about understanding trade-offs, not chasing headlines. For buyers who value schools, access, and community, South Jersey remains a strong long-term option.

Approached strategically, these markets continue to reward buyers who prioritize fundamentals over short-term noise.

By Eric Kelley, Philadelphia Suburbs Realtor & Attorney